Fee-Only Financial Planning & Consulting
Find your trail.
Assisting families and businesses with an in-depth fee-only planning and consulting platform designed to empower clients to action — without an investment or insurance product sale.
Call us: (770) 861-2195
What We Do
Tools and resources to help clients achieve success
Our commitment lies in consistently delivering the highest level of personal touch and collaboration to serve our clients' planning needs.
Business Planning, Strategy & Consultation
Cashflow review, tax & accounting, risk management, debt & leverage, investments, and performance evaluation. We help business owners elevate from owner to CEO.
Learn morePersonal Financial Planning
Discovery & onboarding, cashflow management, tax review, risk management, debt strategy, investments, real estate, and estate planning — step by step.
Learn moreHigh Performance Coaching
Time management, personal accountability, mindset coaching, daily systems, relationship building, and financial clarity. Elevate productivity while building better habits.
Learn moreOur Approach
A personal approach, with no product bias
At AlphaTrail Financial Planning & Consulting, our mission is to guide clients to a clear path of financial strength and help them gain better clarity.
We deliver a non-biased approach to the financial advice world. TRUST is built on transparency and authenticity. We empower clients to action — no investment or insurance product sales, ever.
About Jose & AlphaTrail15+
Years of experience
Fee-Only
No product sales
CFP®
Board-certified planner
Nationwide
Clients served
Our Process
Our Financial Planning Process
Our unique and customized planning process delves deep into every aspect of our clients' personal and financial circumstances. Step by step, we gain clarity.
Discovery & Onboarding
Align values, explore synergies, and grasp your distinct goals.
Cashflow Management
Strategic monitoring & control of incoming capital & outgoing expenses.
Tax Review
Review of current tax drag against income and investments. Deeper collaboration with your accounting team.
Risk Management
Identifying, assessing and mitigating risk of your assets, businesses, and wealth.
Debt Strategy & Leverage
Our process applies techniques from a variety of disciplines and gives careful attention to detail.
Investments
Setting a philosophy for your investment approach, reviewing your current mix, and defining the appropriate trail.
Real Estate
Discussing the opportunity of real estate in your portfolio to grow wealth, cashflow, or reduce tax liability.
Estate Planning
Education around estate planning principles to empower you in this important area of wealth preservation and transfer.
Client Feedback
What Clients Say
Jose has always gone the extra mile in helping me understand my financial plan. He listens to my goals and puts actionable steps in place to achieve them.
It's rare to work with a person such as Jose A. Cortes. Over the past 4 years, we have collaborated on different projects. He was my first choice when it came to financial planning.
Jose is very accommodating and takes interest in his clients. He is very friendly and truly professional.
Jose has done a great job of taking some complex issues related to an overall wealth management strategy and simplifying it to help me reach better clarity.
Jose goes about financial planning the right way. By taking a no-pressure, holistic approach and asking the questions you are reluctant to ask yourself.
Jose is very knowledgeable. He assisted me with both life and long-term disability planning and took the time to make sure I understood everything thoroughly.
Get Started
Get a free planning consultation today
Do you have questions about how AlphaTrail Financial Planning & Consulting can assist you in identifying what areas have the biggest gaps in your plan? Let's talk.